We know that it doesn't make sense but sometimes your prescription medications might be cheaper without insurance.

When you take out health insurance you assume that it will save you money. In most respects it does, especially if serious illness prevails or there are numerous trips to the emergency room. However, when it comes to medication the truth is it might not save you any money. Sometimes the meds you need are not covered by the insurance terms. Other times buying them independently can actually work out cheaper than the copay.

You might find that by getting your meds out of your own pocket you can pay less. Online and locally.

How can this be? Well, it’s all down to generic drugs and in-store discounts. There's one easy way to make sure you don't pay more for your meds than you have to - research.